Working longer reduces the risk of not having enough. Near- retirees and those in the second half of life have an opportunity to boost household finances by earning a paycheck well into the traditional retirement years.
Most people realize it isn’t realistic to expect that they can save enough over a thirty- to thirty-five-year career to live off savings (plus Social Security) for another two or even three decades. Our retirement savings system is also a mess, with too many holes.
Working longer makes a difference.
Chris Farrell 